The above information is for reference only and does not constitute any part of the contract. For full terms and conditions of "Citibank Travel Insurance Plan" ("this Plan"), please refer to the policy document itself. The promotion is applicable to single trip Citibank Travel Insurance Plan only. Zurich Insurance Company Limited is the insurance underwriter of this Plan and is solely responsible for all approvals, coverages and compensations of this Plan. Zurich Insurance Company Limited is a company incorporated in Switzerland and its principal place of business in Hong Kong is at 24-27/F, One Island East, 18 Westlands Road, Island East, Hong Kong. Zurich Insurance Company Limited is not a subsidiary or an affiliate of Citibank (Hong Kong) Limited or Citibank, N.A. or Citigroup Inc. Citibank (Hong Kong) Limited is acting as an insurance agent for Zurich Insurance Company Limited and its role is limited to introducing this Plan only and Citibank (Hong Kong) Limited shall not be responsible for any matters in relation to this Plan. Unless specified, insurance products are not bank deposits or obligations of, or guaranteed or insured by Citibank (Hong Kong) Limited, Citibank, N.A., Citigroup Inc. or any of their affiliates or subsidiaries, or any local government agency. Zurich Insurance Company Limited reserves the final right of approval of this Plan. This Plan is distributed by Citibank (Hong Kong) Limited. Citibank (Hong Kong) Limited being registered with the Insurance Agents Registration Board established by the Hong Kong Federation of Insurers, acts as an appointed insurance agent for Zurich Insurance Company Limited of this Plan. All matters and disputes related to this promotion will be subjected to the final decision of Citibank (Hong Kong) Limited and Zurich Insurance Company Limited which reserve the right to amend relevant terms and conditions without prior notice. In the event of any discrepancy between the English and the Chinese versions of this page, the English version shall prevail.